We decided to 45 lb . Why We don’t understand. But there u go. Ideally be much more with icl

Hi, i’ve simply been onto my account that is sunny and an affordability problem. It claims i will be due simply over ВЈ500 but is only going to get about ВЈ5 of the. The difficulty I have is I still owe the cash however the loan happens to be sold to SLL Capital. With wonga they took the complete amount off the thing I nevertheless owed, that we ended up being hoping they’d do here but as the been offered do we still need to spend all of it back and just accept ВЈ5 from sunny? i really hope this will make feeling

Sara (Financial Obligation Camel) says

I’m amazed it has occurred. Ended up being the final loan one of this people being refunded?

I’m unsure how exactly to be sure? It simply took me personally right to exactly how much I had been due.

Sara (Financial Obligation Camel) says

Ok, you are suggested by me mobile up client solutions and get them why while you have experienced redress calculated it hasn’t been utilized to offset the balance owed. Be persistent.

Thankyou ring that is i’ll the next day. Because its offered to SLL Capital though do they usually have capacity to do this?

Sara (Financial Obligation Camel) says

Yes, a loan provider can invariably buy back once again a debt.

well ive been from the phone to sunny and got nowhere. Fundamentally all ill get straight straight back through the £558 is several pounds and additionally they will maybe maybe perhaps not make the quantity off my financial obligation as the with SLL Capital now. Seems quite unjust once the loan ended up being unaffordable and I also shouldn’t be paying out it. Essentially its perhaps perhaps not their problem now since it had been obsessed about

title loans AL

Abundant with the boro says

It says they can’t offer me a loan but can pass my details on to another company who might be able to help when I log in to my account!

Have actually emailed them for support

Sara (Financial Obligation Camel) says

Will there be perhaps perhaps not a web link to web web web page to place in a claim?

£6k odd it is saying my possible claim is and I’ll get maximum of £60 right Back. That is psychological that this ongoing business has away with this specific.

We logged in this early morning to note that We these were perhaps not considering my loan as unaffordable while the claims calculator didn’t suggest this . We neglect to observe that is feasible offered I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I truly have to get this loan taken from my credit files because it’s really the only creditor who didn’t standard during my DMP , it is presently showing as settled on my report when they published regarding the loans this thirty days . I’ve submitted a handbook claim as this ended up being an alternative once I logged into my account but I’m maybe maybe not keeping down much hope .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan complaint in the Ombudsman.

The difficulty actually for you personally would be that they needs to have marked the loan as defaulted in 2014/early 2015 – if they’d, it will be dropping down quickly. this is certainly what you ought to push for actually, perhaps maybe perhaps not for the loan to be upheld as unaffordable.

Hi That’s all i’d like we don’t actually worry about the reimbursement it’s the payment that is late to my credit files which are the things I need eliminating . We have made complaints for them within the last few months that the loans needs to have been defaulted plus they declined to include a backdated default to 2014. They usually have now stated inside their webiste as well as in the e-mail which they delivered today that they’re handing the handling of the records towards the credit guide agencies if amendments should be made . We can’t observe the credit reference agencies should be able to make amendments though without permission from sunny ! This really is obtained from their site :

We now have transmitted the control over keeping any remaining documents to the credit score agencies, even as we will never be maintaining these records in the years ahead. Any more inquiries regarding entries on customers’ credit files in terms of ECIL loans ought to be raised aided by the appropriate agency straight.

Sara (Financial Obligation Camel) says

OK, you’ll be able to whine straight to the CRAs – which CRAs show this loan?

All 3 regrettably ! I’ve raised Experian and Transunion today can do similar with equifax the next day . I’ve just never been aware of credit guide agencies being offered the capacity to amend entries on credit records ! Really strange .

Sara (Financial Obligation Camel) says